Concerned about IRMAA 2026? FederalPensionAdvisors explains how the Income-Related Monthly Adjustment Amount may impact your Medicare premiums based on your income level. Learn what thresholds apply in 2026 and discover strategies to reduce or manage surcharges. Get expert guidance tailored to federal retirees looking to protect their retirement income and healthcare costs. https://www.federalpensionadvisors.com/post/2025-irmaa-brackets